Investment options available in India



1. Non marketable financial assets: These are financial asset which gives high return but it can not be traded in market.e.g.
  •    Bank Deposits
  •    Company FDs
  •    Post office schemes
  •    PPF


2. Equity Shares: These are the shares of the company which are traded in secondary market. Investor get benefit when shares price rises and also when company gives dividend to shareholder.e.g.
  •   Growth shares
  •   Blue chip shares
  •   Income shares
  •   Cyclic shares
  •   Speculative shares


3. Bonds: A bond is a loan from investor to a corporation or government. Investor receives interest payment and return of initial loan at the maturity of bond.e.g.

  •     RBI Bond
  •     GOI relief fund
  •     G sec bonds
  •     Government agency funds
  •     PSU Bonds
  •     Debenture of private sector


4. Mutual Funds: A mutual fund is a trust that pools together the savings of a number of investors who share common financial goals. The fund manager invest this pool of money in securities,ranging from shares,debentures , money market instruments.e.g.

  •    Index Fund
  •    Balance Fund
  •    Sector fund
  •    Equity oriented fund


5. Life Insurance: Now a days life insurance is also considered as an investment option.e.g.

  •    Money back policy
  •    Whole life policy
  •    Endowment assurance policy
  •    Term assurance policy


6. Real Estate: As real estate rates are increasing day by day it is also considered best investment option.e.g.

  •    Agricultural land
  •    Semi urban land
  •    Farm house


7. Precious objects: In India this is one of the most used and old method of investment.e.g.

  •   Gold
  •   Silver
  •   Precious stones


8. Financial derivatives: These are such instruments which derive their value from some other underlying assets. e.g.

  •  options
  •  Futures